I live in Florida, let’s say a Toyota RAV4 2008 is what I’m driving, I plan to drive around locally, I think my family has all-state. (Excluding discounts).
Also about discounts, does driver’s ed act as a discount? If so, how much? I’m pretty sure I meet the GPA requirement, are there any other discounts a 16 year old could apply for?
There are so many variables that no one can give an answer.
Starting off, there’s the insurance company itself. Each can charge its own rate.
There’s also where you live. If you live in Miami, you’ll have a higher insurance rate than someone who lives in the panhandle.
If you’re a boy, you’ll pay more than if you’re a girl.
Also, are your parents adding you to their policy? If so, that’ll affect your rate.
The only true way to know is to contact your insurance company and ask.
