Unearned premium charges

Can auto insurance companies charge for unearned premium in Florida and when can they?
They can if the state allows for a short rate cancellation. That usually means they can keep up to 10% of the unearned premium for cancelling early. This is usually for insured requested cancellations, not company requested (like nonpayment). This is mostly done on auto policies but not homeowners policies. It is up to the company if they want to charge it. Some companies like Progressive charge a flat cancellation fee.

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