My insurance will cancel if I don’t pay it today. I don’t have the money, and I need my vehicle for work. What options do I have? I am self employed, and I need my vehicle to do the jobs when they come in.
If your insurance isn’t paid, they will cancel and notify the state.
Then, according to the official web page of the state of Florida:
What if I fail to keep insurance on my vehicle that I have registered in Florida?
The Department of Highway Safety and Motor Vehicles is authorized to suspend your driving privilege, including your vehicle license plate and registration, for up to three years or until proof of Florida insurance is provided, whichever is first.
If my driving privilege is suspended because I am not properly insured, is there a penalty to reinstate my license?
Yes. A reinstatement fee of $150 up to $500, for subsequent violations, must be paid and you must provide proof of current Florida insurance.
If you can’t afford insurance now, cancel your insurance so they won’t report to the state, park the vehicle off road and notify them it isn’t being used. You may have to turn your plates in.
Or borrow against your potential income and pay the bill and avoid all the drama.


