Florida No Fault Insurance

Is Florida A No Fault State For Auto Insurance?

Yes, Florida is a no fault state for auto insurance.

Knowing and understanding Florida No Fault Insurance law will allow you to choose the right coverage for you and will also help you if you need to make a claim in the future.

There is a general misconception about no fault auto insurance and what it actually covers.

In Florida, no fault auto insurance really is in regards only to medical payments. Meaning that if you are involved in an accident, your insurance company will pay for your bodily injury claims regardless of who was at fault.

The law requires you to carry a minimum of $10,000 of personal injury protection (PIP) and $10,000 of property damage liability (PDL).

You must note that covering the property damage done to your vehicle will be responsibility of the at fault party in the accident.

Florida no fault insurance law is intended to reduce lawsuits between drivers. You can only sue the at fault party if you meet certain thresholds like major bodily function, disfigurement or significant scarring.

Take some time out to get as many Florida no fault insurance quotes as possible before opting for any company. Additionally, I consider it a smart action since you don’t pay a dime to get car insurance quotes. You only pay when you choose a particular insurer.

Requesting your auto insurance quotes online will generate additional savings. Include how convenient it is and I’ll truly be puzzled at why any sane person will overlook such a big privilege.